Helping Seniors & Families
Plan For Their Future
Feasterville, PA
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Doylestown, PA
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The Cost of Nursing Home Care

Senior Couples Enjoy a Meal at a Retirement CommunityToday, primarily because of the advances in medical science and personal health awareness, we are living longer than at any other time in our history.

This increased longevity may, unfortunately, bring with it increased chances for us to contract both mentally and physically debilitating diseases. Such diseases may require treatment and care that is beyond what our families are capable of providing at home. As such, many times long-term nursing home care is your only option.

Among the concerns of a family facing the prospect of admitting a loved one to a nursing home is how they will afford the costs which, in Pennsylvania, are approximately $8,000 per month. Continue Reading The Cost of Nursing Home Care

Medicaid Planning and Long-Term Care: An Overview

With Americans living longer than ever before, planning for the high cost of long-term care is critical to preserving a family’s hard-earned savings. Most seniors will likely require some form of long-term care, but many of them are unprepared for the significant financial burdens it places on their family.

elderlywomanwritingMedicaid is a health and long-term care coverage program that is jointly financed by states and the federal government. Each state establishes and administers its own Medicaid program and determines the type, amount, duration, and scope of services covered within broad federal guidelines. Federal law also requires states to cover certain mandatory eligibility groups, including qualified parents, children, and pregnant women with low income, as well as older adults and people with disabilities with low income.  States must cover certain mandatory benefits and may choose to provide other optional benefits.

Continue Reading Medicaid Planning and Long-Term Care: An Overview